Whenever we drive, we are taking a risk. We risk not only damage to our vehicle but also to ourselves. Car insurance gives us protection from the costs incurred in case of damage in accident, compare breakdown cover or even from loss of the vehicle due to theft or major damage.
If you go for the first insurance quote you receive, it may not be the cheapest one, and it may not be the most value that you'll get for your money. But if time is an issue and you can't invest any time in comparing quotes, then that is the price you have to pay just for the convenience of getting quick car insurance.
Finding affordable and good car insurance requires some amount of research. Online comparison sites allow you to conduct searches based on different criteria; this can help you find insurance to suit your needs.
Understand your policy before taking it. The policy may include things that you don't even need, such as courtesy cars etc. Cutting out the options you don't need in your insurance can help you save a bundle.
Also, look for online deals. You may often find discounts for insurance bought online. Online insurance can be cheaper because there are no over head costs for the company and this saving can be passed on to the customer.